Room rent limit:
${jobDetail.roomLimit} Single private ac room
Restoration of cover:
${jobDetail.coverRestore} Rs 10 lakh unlimited times a year; for related and unrelated illness
Claims paid within 3 months*
${jobDetail.claimsWithin} 100%
Renewal Bonus:
${jobDetail.renewalBonus} Rs 5 lakh per year and up to maximum of additional Rs 10 lakh irrespective of claim
Cashless hospitals:
${jobDetail.cashlessHospitalization} 10199 cashless hospitals in India
Co-pay:
${jobDetail.coPay} 100% paid by the insurer (20% co-payment applicable on treatment outside the network list)
Pre-hospitalisation coverage:
${jobDetail.preHospital} 60 days
Value Added Service
Mid year member addition:
${jobDetail.memberAddition} Child age should be 91-180 days at the time of addition in the policy after issuance. Spouse will be added after 91 days of policy issuance provided, wedding date should be after policy issuance date
Free health checkup:
${jobDetail.annualCheckups} Once every year for all insured members below 18 years or above, from a selected list of tests - Available as an optional cover
E-consultation:
${jobDetail.eConsultation} Unlimited consultations with General Physicians
Waiting periods
Existing Illness cover
${jobDetail.illnessCover} 3 years
Initial Waiting Period
${jobDetail.waitingPeriod} 30 days; except claims arising due to an accident, provided the same are covered. is standard in the industry across all insurance policies
Specific Illness cover:
${jobDetail.specificIllness} 24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordings
Additional Features
Consumables Coverage:
${jobDetail.featureOne} Available as an optional cover
Cover for organ donor:
${jobDetail.featureTwo} Up to Rs 10 lakh
Baby Addition to Policy:
${jobDetail.featureThree} From 91st day post child birth by paying additional premium
Alternate medicine (AYUSH):
${jobDetail.featureFour} Up to Rs 10 lakh
Alternate medicine (AYUSH):
${jobDetail.featureFive} Up to Rs 10 lakh
Alternate medicine (AYUSH):
${jobDetail.featureSix} Up to Rs 10 lakh
Alternate medicine (AYUSH):
${jobDetail.featureSeven} Up to Rs 10 lakh
Does Not Cover
Specific Illness cover:
${jobDetail.notCoverOne} 24 months; for slow growing diseases.
Animal bite vaccination:
${jobDetail.notCoverTwo} Not available
New born baby cover:
${jobDetail.notCoverThree} Not available
Care Health Insurance (CHI) is a specialized Health Insurer offering health insurance services to employees of corporates, individual customers and for financial inclusion as well. With CHI's operating philosophy being based on the principal tenet of 'consumer-centricity', the company has consistently invested in the effective application of technology to deliver excellence in customer servicing, product innovation and value-for-money services. Care Health Insurance currently offers products in the retail segment for Health Insurance, Critical Illness, Personal Accident, Top-up Coverage, International Travel Insurance and Maternity along with Group Health Insurance and Group Personal Accident Insurance for corporates. The organization has been adjudged the 'Best Health Insurance Company' at the ABP News-BFSI Awards & 'Best Claims Service Leader of the Year – Insurance India Summit & Awards.
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